Do I qualify?
Am I too late to file a property lien?
I already missed payments!
You are still the owner of property title
You still hold the property deed.
" Title Transfer Eviction " has not occurred.
You can still claim property lien rights
Your property is not REO / Bank and Real Estate Owned.
It's not too late. You must take immediate action now.
You are eligible if the above conditions apply to you.
* Our property lien is not designed to take advantage of mortgage companies or to help people avoid paying their mortgage. Our goal is to assist individuals facing financial hardship who have struggled to make ends meet before fully paying off their mortgage.
1: What if the title holder of the house is disable?
>> You need to be the holder of the title deed, or alternatively, you must be capable of securing a power of attorney from the individual who holds the title.
2: When is my deadline to file?
>> The property lien must be filed before a house foreclosure.
3: Can I still refi, loan modification, forbearance?
>> Start by filing a property lien as your first line of defense. It's usually your best bet after you've run out of other options and you're still struggling to keep up with monthly mortgage payments due to a hardship.
Or, if you prefer, you can go ahead and file a property claim with us right away, skipping over the other usual steps if time is running out.